How to live
A Comfortable Lifestyle
HOW I MANAGE TO LIVE COMFORTABLE MAKING MINIMUM WAGE
Sharing buttons:
hey guys welcome back to my channel hope
you're having a great day today
today's video is going to be on how I
managed to live comfortable / humble on
a minimum wage salary minimum wage is
something that I think it does go up
from time to time but it some people
think that living on a minimum wage
salary is not comfortable and you're
always constantly worried about money
but that's not the case if you manage it
well so I'm just gonna tell you my
experience and what I do to live a
comfortable lifestyle and try my best
not to be worried when it comes to bills
so if you guys like these kind of videos
make sure to throw a thumbs up down
below don't forget to subscribe if you
are new here and let's get straight on
into the video number one thing that I
always keep in mind is that I'm always
saying that my job does not define me
even though I'm a waitress and I do
great hospitality to the residents at my
job do work in a elderly facility it's
kind of like a dining room setting so I
am a waitress I do make minimum wage as
in Massachusetts minimum wage is like
$11 an hour so I know some people get
paying way less than that and I'm not
complaining or anything like that so a
little disclaimer so you guys do not
tear me apart in the comments section
but what I do like to keep in mind is
that even though my waitress and I know
some people that I see from high school
or some people will tell me no you
should go to school you should do this
and that's that's great yes I should go
to school and then I should become this
but as of right now I'm unsure of what I
want to do I'm unsure of you know just
certain things like like that in my life
where it's to make a big giant change
like that but what I'm sure is that I
don't want to be in debt I'm already
paying a school loan from my previous
mistake so I'm very skeptical on going
back but I know that I should you know I
learned that your job does not define
who you are and you're not gonna make
everybody happy
you have to figure out what makes you
happy and just go with that plan you
know yes I've been at my job for six
years
and people always say you know that's
too long at a job it's time to move on
you're not you know you shouldn't be a
waitress anymore and I get that you know
my family members and everybody wants
the best for me and I do live
comfortably and I do manage to live very
very humble lifestyle
so in conclusion even though I'm a
waitress
it doesn't define my whole entire
lifestyle like I'm not like I try to
tell people I'm not a complete like low
light just because I am working as on a
minimum wage salary um another thing why
I'm able to live comfortably is that I
was able to save $14,000 before I move
out of my mom's house around tui
like almost going on three years ago I
saved that amounts because I became to
realize that I was spending too much
money on clothes spending too much money
on accessories makeup and I finally came
into this minimalist lifestyle and it
made so much sense to me so I just kept
going with it going with it and thanks
to her I love her so much she didn't
charge me right I know some parents
charge rent to their kids if they're
living with them over in their 20s and I
think her so much for that because if it
wasn't for her for letting me stay there
as long as I did I was able to save and
I'm able to pay my bills
ahead on time so I was able to buy all
my furniture on everything you see in
this apartment I bought all myself
obviously I had to get it delivered my
in also I had to ask my sister's
boyfriend to build the bed and to build
a couple things like the desk and stuff
like that but I was very I was very
fortunate and able to purchase
everything in this house by myself so
thanks to my mom not charging me rent or
you know I definitely would help out I
go to get water for the house or you
know get a couple things for the house
you know and whatever she
I would go out and grab without any
hesitation because I know that I watch
she know she knew that I was saving to
move out so that's why she wanted me to
continue it and not take from me so I do
thank her for that but if you guys do
live at home with your parents and
they're not charging you try your best
to say because it makes life so much
easier when you have that safety net
I don't even call it savings I call it a
safety net for instance I'll give you a
little example without going too
in-depth when I look around the winter
time last year my car broke down and
it's an old car so it's fairly it's
getting there the mileage is getting
there and things are gonna break so I
was kind of like alright so let me go
bring the car and I wasn't worried back
in the day we might when my car's broke
down I would cry I would freak out
because it was usually the motor or the
transmission and I would be like what am
I gonna do because I have no money saved
but with having a safety net to live
comfortably and you're able to live I
would say stress-free because when I
brought the car in I wasn't afraid of
how much it was gonna cost to fix
obviously if it was something really
really serious so I had to get a new car
but then that would be like okay like
well let me try my best to figure this
out but it ended up costing me like five
to six hundred dollars and you know with
having that safety net and be able to
just pay it and not worry about it it's
a really great feeling to have so if
something ever happens I know that I
have a back-up plan so what I'm trying
to say is that for me being able to have
a safety net and pay my bills ahead and
all this stuff because of that safety
net
it makes me live a little bit more
comfortably every day another thing is
living on a budget living on a budget
can definitely benefit you and it also
teaches you responsibilities so with me
on a budget my monthly budget for myself
like obviously without bills or anything
like that so it's a whole other
discussion but so with my monthly budget
is a
as a month $50 for gas $50 for food it's
just me I don't go anywhere I go to work
and home and then the gyms like right
across the street but with living on a
budget it helped me so much to figure
out okay I'm able to spend this amount a
month and I can save this amount put
that back into savings
you definitely train your mind and see
just being a little bit more cautious
with your money so I do give that
hundred dollars to myself every month I
do not neglect myself if I do like right
now I'm working on my capsule wardrobe
so for the fall the fall is coming
really soon around next month I want to
get into a more minimalism more capsule
wardrobe style less colors more neutral
colors so obviously I gave myself on my
jaws to get a whole new wardrobe because
I haven't bought clothes for myself
since I moved my mom so I was still
wearing my old clothes from back in the
day and they just you know when you have
clothes and they're just not your style
so anyways without going off-topic I
gave myself an extra hundred ounces
month so this month is $200 so 100 was
to spend on my whole new capsule
wardrobe for the fall and winter and
then 50 for gas and 50 for food another
thing that lets me or is able for me to
live comfortably is that I am around
everything everything is closeby which
saves me gas money and saves me a lot of
time to go to other places like for
example the grocery store
Walmart's Marshalls all those stores are
literally right down the street for me
so I don't need to drive 20 minutes or
30 minutes they're literally 5 minutes
down the street from me um same thing
with my bank my bank is right down the
street so this little town has
everything that I need my job is only 10
minutes away so that's also a great
thing for me
because the gas and sometimes if I don't
feel like drivin I can just go walk down
the street and grab what I need and just
come right back and my last thing that
helps me live comfortably is side
hustles I've always had a side hustle
ever since I became a minimalist so my
first side hustle was me
selling all of my old stuff it was I was
able to make about forty three to forty
five hundred dollars with selling all my
old clothes selling makeup that was
never opened selling jewelry everything
you name it I sold it and it was about a
year and I made that amount of money so
it's able to put that into savings um
obviously right now I have nothing to
sell because I own very very minimum
stuff so my side hustle right now is
YouTube obviously where you guys like
see videos or my channel there's an ad
so you guys know the deal you get paid
it's not an enormous amount I would tell
you guys like I think I make about like
forty to fifty bucks a month on YouTube
but with that amount that could paid for
you know like like recently I got a bill
in the mail last month to pay for to
re-register my car and that was around
fifty to sixty dollars so I just used
the money from YouTube to re-register in
my car for the year and I don't know
it's always great to have a side hustle
because that's extra cash coming in
whether you choose to have a second job
or whether you choose to sell all your
stuff or have you know a garage sale or
babysit having that extra cash to put
into savings is great because you can
you know add that to the safety net and
or you can just use it for another bill
that's coming up so obviously I could
probably just use the YouTube money for
that and not have to dip into my savings
account or anything like that to pay it
always having a side hustle definitely
definitely benefits me to get that extra
cash to pay other bills so I'm not keep
dipping into
save its account anyways I hope you guys
enjoy this video this is something that
I wanted to make because I know a lot of
people get put down for working at
minimum wage places and not going to
school
or you know they just constantly get the
question where when you're gonna go to
school when you're gonna have a real job
I wanted to put this out to tell you
guys it's okay to get paid like minimum
wage I'm not trying to put down anybody
that hat that's got a degree or anything
like that I think that's great
hopefully one day I could you know
figure out what I want to do in life and
get a degree as well but it's also okay
to make minimum wage and you are able to
live alone I remember people at work
well like you won't ever be able to live
alone on this salary here like it would
really hurt me when people would tell me
you should just find a husband and then
you could split things with him and I
was like no I'm gonna do it by myself I
don't need to live with a man or leave
need to live with a roommate in order to
pay my bills so I definitely proved
everybody wrong and that's the best best
feeling ever enough rambling I hope you
guys enjoy and I will catch you guys in
the next video bye
