How to afford Rent On Your Own
HOW I AFFORD RENT AT 19 YEARS OLD!! My first apartment tips and tricks NOBODY t
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hey guys what's up it's your favorite
youtuber Jaya and I'm that kid again
with another video so okay in today's
video we were going to be talking about
rent specifically how I pay my rent
because I'm 19
I live in Los Angeles and my rent 1095 a
month and that's pretty darn expensive a
lot of people are confused about how I
pay it every month so I want to make
this video to show you guys how I pay my
rent so you can guys kind of like see if
you can use it to pay your rent you want
to smooth out on your own so without
further ado let's get into half in my
ribs period no I'm just kidding okay so
number one and if you see me looking
down alive because I'm looking at my
notes my notes is the only way I'm gonna
get through this video okay okay so
number one point number one is the first
step would be to create a second bank
account for your rent so I don't know
about you I like to be organized
especially when it comes to my money so
it's really hard to like trying to
figure out what you won't put aside for
rent when you got your direct deposit
and your groceries and your passion over
and you to proclaim your phone bill all
coming up in count so one thing I first
thing I recommend you do is you open up
a second bank account for your mint so -
so number two is you're going to figure
out how many times you're going to get
paid for the whole month so you know you
get paid every other Friday so depending
on the month that could be two paychecks
for three depending up you have four
weeks or five weeks in the month
so for me my situation I have two jobs
and so one of my jobs saves me once
every week and then my other job pays me
once every two weeks so I expect to get
about six paychecks a month depending on
how many weeks are in the month if that
makes sense this is so once you figure
out how many times you're gonna get paid
that month you're gonna go in your notes
or you're gonna go right down you piece
of paper whatever works for you and
you're gonna write out like week one and
then you're gonna go again week two and
then you're gonna write out week three
our way to week four or depending how
many months we have weeks we have in the
muck
or you can do it like March 5th March
12th did doing it a week by payday and
so once you write out your March or your
week one
you're gonna write out you're gonna
write out the minimum amount you expect
to get from each patient the minimum
amount you expect to get from each
patient oh one thing that I forgot to
mention with the UM writing out your
week I recommend that you start doing it
by the end of the month before your let
me explain it like give me an example so
let's say you trying to get your rent
together like you got to start planning
your rent for April so you can pay on
May 1st I suggest you start looking at
the weeks for April at the end of March
so start looking for your weeks for the
upcoming month at the end of the last
previous month if that makes sense
so sorry looking at you weeks in March
to get your money together for April so
you can pay your ring on May 1st
ok so back into point number 3 so once
you write out your week like I was
saying before
you're gonna write out the minimum
amount that you expect to get paid for
that paycheck so you know for no reason
at all you should this should be less
than this every single week at work you
get at least 20 hours at least 20 hours
in 20 hours equals 300 patient so you're
gonna write we've won $300 and then you
know we're gonna do that for every
single week so week 1 $300 week 2 200
$300 week 3 300 ollars week for 300 ok
you catchment - okay so I'm so you're
gonna do all that and just always the
minimum amount don't ever go over the
minimum amount that you expect to get
paid because you don't know what's gonna
happen ok even if you don't get sick
you're nothing on Signia come in you'll
know if the coronavirus is gonna take
over everybody and everybody talk to
self quarantine so you can't leave your
house you know what's gonna happen ok so
always do the minimum amount so no
matter what that rent gets paid every
single month there so there's like
basically no excuse because you know
actually gonna get this many hours a
week like for me I know that I will not
get more than 20 hours a week that's
just like I guess why I use 20 because
that's for me any less anything less
than 20 I'm calling people I'm taking
shifts I'm asking if I can come in and
just end it there
okay so I'm in enough time on it you get
it so after you decide after you um do
the 300 300 300 others we're gonna move
to 0.4 which is decide how much money
you're gonna transfer from each paycheck
into your rent account so when I
recommend is you transfer the maximum
amount of money that you can leave from
your paycheck and still have enough left
over to live comfortably comfortably and
tamp it pay a bill if you have to do
this I recommend doing the maximum
amount and not like 100 others here and
$100 there just because you reach your
rate goal faster like not your goal but
you reach your rent amount faster by
doing this and so it's not like you're
scrambling to pick up the extra amounts
of money at the end of the month if you
didn't have enough money in your account
because you weren't transferring enough
so that way you transfer that maximum
amount that you know can that you know
you can put in your account without
gonna leave you with no money for food
for the week then that's the amount that
you should do so I wrote down right here
but you probably can't see ignore that I
messed up
I wrote down right here so I'm just
gonna explain to you so week one is $300
so I'm going to transfer $200 in that
count week two I get paid from both jobs
so that's three hundred dollars and
minimum for job one in that job - that's
a minimum of $200 I know - and ahs the
two weeks I need news y'all guys tell me
I know I know I know I know okay it's so
weak - $200 $300 and I'm gonna transfer
$200
you know I'm gonna still transfer $300
into my rent account and so week three
rolls around and I get paid from job one
and that's another $200 and the week
four rolls around and I get paid again
from both jobs so that's $300 $200 $500
and because this is all minimum
mouths I actually didn't even come up
with enough doing this to hit a thousand
95 so instead of transferring three
hundred dollars I know you probably
can't even see this so I'm gonna just do
a description on the screen so instead
of transferring three hundred dollars
like how I would like how I did in week
two I'm gonna chance for three hundred
and ninety five dollars just so I can
make sure that I hit my a thousand
ninety five right for that one okay okay
by keeping your numbers so number five
is by keeping your number at the bare
minimum you never know you know so it
gives you a lot of wiggle room because
this is like where bare minimum numbers
like why would you only have twenty
hours for the week unless I mean if
that's your norm then that's fine but if
you work like full-time why would you
only have twenty hours for the week
that's you know weird kind of but with
this even if you have twenty dollars and
twenty hours for the week you still know
that you have money to transfer for your
ribs like just to make sure the brain is
taking care of okay cuz the phone bill
can wait light bill can wait the
backpack your weight and may all get cut
off but at least you won't be on the
streets you know what I'm saying
we don't want no people on the streets
we don't want no addictions on our
credit well know that okay know that how
am I did so yeah if I transfer in the
minimum amount you know that no matter
what the you're gonna be good you're
gonna be good and everything's gonna be
taken care of and so by doing so that
leads me to number six so by doing this
method you may notice that if you
transferring the maximum amounts that
you may have a little bit extra checks
left over cuz you read hit your rent
go faster or is because I'm extra week
in the month please wait until the end
of the month to use that extra money
don't be like oh I'm actually checking
into the month so let me go ahead and
bottle out and use this first check it
wrong do not do that please don't do
that
I'm telling you because I've been here
don't do that don't do anything extra
till you get that extra until your reign
is all together
trust me you'll thank me for saying that
you don't know what can happen in the
future you don't know what could go on
okay but making sure that you have your
responsibilities your main
responsibilities your main priority
which is your rent taking care of then
go ball outside have a good one but
other than that wait okay I really hope
this video helped you I was kind of like
like gonna be really focused because
like when I talk I'm like all over the
place I've really wanted to be focused I
didn't want to be too all over the place
because I really want you to learn from
this video and yeah I really hoped you
enjoyed this video if you enjoyed it
please gonna like if you want to see
more videos like this please I think I
know I'm not gonna tell you what I think
video I'm gonna do nice because it's
never the next video I always think of
something else and so it leaves a
comment down below for more video ideas
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as always stay strong okay favorite on
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